Carlos was 48 years old. Recently downsized, he was working part-time until he could find more gainful employment. He didn’t expect to work part-time for long. He had current skills and had saved enough to wait for the right opportunity. Interviews were already in the works.
The day hadn’t been overly stressful, but waking up in the ambulance told a different story. The IV had been placed in his arm, the siren was on, and he was told that he had suffered a heart attack. With no time left to ask more questions, he was rushed quickly down the hallway for testing. Carlos survived that heart attack. He didn’t survive the next one, nine months later.
Carlos died with no company life insurance. He lost that as part of the downsizing. His $100,000 personal policy was little comfort when his wife looked at their growing children and realized the fear of providing for the kids on just her income. Could she remain independent and not burden the rest of her family? She wasn’t sure. It would be hard.
With today’s affordable life insurance choices, there is no excuse for not being adequately protected. Ask for the facts and prices – then you can make factual decisions about your family’s security.